Who We Are
Kauai Ohana Federal Credit Union is a member-owned, not-for-profit financial cooperative whose members are owners and savers, as well as potential borrowers. Demonstrating the philosophy of “People Helping People,” members pool their money by purchasing shares, thus making low-cost loans and other financial benefits available to all members. Interest received from loans goes back to members in the form of dividends and other beneficial services.
Our Mission
The mission of Kauai Ohana Federal Union is to Serve, Create, and Maintain for our members’ favorable and competitive financial services.
Who Can Join
Persons who live, worship, work, or attend school in, and businesses and other legal entities located in Kauai County, Hawaii;
Members of record of the Kauai Teachers Federal Credit Union as July 25, 2024—the date of conversion to a community charter;
Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers in the community; members of their immediate family or household; and organization of such persons. (Immediate family members are those by blood or by marriage, such as spouses, parents, grandparents, children, brothers, sisters, and adopted children.)
How To Join
Eligible applicants complete a simple membership form with a minimum of a $5.00 share deposit plus a one-time $1.00 membership fee. Once processed, new members are entitled to our many services and benefits.